E-books and Whitepapers

Your guide to retirement planning

Having a sound financial plan in place is important for physicians and their families. Equally important, but more often overlooked, is ensuring that your plan evolves as your life and career do.

Preparing for the family meeting: how to talk to your children about your estate plan

A well-planned family meeting can defuse tension around your estate and provide crucial feedback to help you fine-tune your plan and keep it aligned with your vision.

Closing your medical practice in British Columbia

The process of practice closure has rules, regulations and standards in place to protect patients, their privacy, their access to medical records, and more.

Financial planning when you or a family member has a disability

Registered disability savings plans (RDSPs), first implemented in Canada in 2008, are designed to help people with disabilities and their families save for long-term financial security.

The ins and outs of registered education savings plans

Strategy considerations for RESP contributions and withdrawals

Why corporate-owned life insurance is a powerful planning tool

You probably know that life insurance can provide a tax-effective lump sum to your heirs or your estate at death. But did you know that life insurance also offers benefits while you’re alive?

Planned charitable giving

A planned charitable gift is a thoughtful way of giving to registered charities as part of your estate plan. Find out more about what you should consider when creating a planned charitable gift.

Alter ego and joint partner trusts

Alter ego and joint partner trusts can be used to facilitate a number of estate planning goals...

Gifting or loaning assets to adult children

You may be considering gifting or loaning assets to your adult children (or someone else) to help with a home purchase or some other significant purpose.

Prescribed rate loan trusts

An income-splitting strategy in a low-interest rate environment

Will planning: protecting your assets and your family

Your will is the cornerstone of your estate plan. It is the legal tool by which you express your final wishes about the distribution of the assets you own personally when you die.

Testamentary trusts for adult children

A testamentary trust can be created through your will to direct how your estate’s assets will be managed and distributed to your beneficiaries.

Private foundation services

Comprehensive support for family philanthropy

Planning and prepaying your final arrangements

Advance planning removes the burden from your loved ones

How an MD Family Trust can benefit your family

MD Financial Management offers a product that could be available to those looking to invest funds and still provide tax-efficient financial support to their lower-income children or grandchildren.

Executors, estate administration and MD Private Trust Company

Your executor is the person you appoint in your will to administer your estate and ensure that your final wishes are carried out according to your intentions.

Beneficiary designations

Factoring in beneficiary designations as part of your overall estate planning

Cottages and vacation properties: succession planning

Your cottage or vacation property may represent cherished family memories and traditions. But it also might keep you awake at night, wondering how your children will manage it when you are gone.

Retirement Tip Sheet - Doctors of BC

2021 MD Physician Retirement Readiness Study

Canadian physicians tell us their thoughts on all things retirement from retirement financial planning, advice, investing and savings to what age they plan to retire.