Insurance

If you’re a medical student who has been encouraged to get disability insurance, you might be skeptical about whether you really need it.

As a medical resident, your ability to earn an income is one of your most valuable assets. But life can be unpredictable. In case of accident, illness or death, insurance can help protect your future

If you are an incorporated physician, you can reduce the tax burden on your estate by donating shares from your private corporation

As a physician starting your career, you may have insurance needs that are higher than those of other Canadians your age. After all, your ability to earn an income is one of your most valuable...

What would your family do if you were to die suddenly? Would it be a burden for them to pay for your final expenses? Would they be responsible for repayment of any of your loans?  If you are the...

Dr. E counts himself among the lucky ones. After overcoming a financial setback in his early 40s, he nearly made a colossal mistake a decade later that could still be affecting him.

Consider the financial burden on your family if you suddenly couldn’t earn an income. Disability insurance can minimize your financial burden. Disability policies can be complex.

Your recreational or second property can have significant emotional value to you and your family as a source of many fond memories. From a legal perspective, however, the government considers this...

A participating whole life insurance policy helps preserve wealth and provides a tax-free death benefit to named beneficiaries. It also provides permanent life insurance protection and...

Registered retirement savings plans (RRSPs) are great for helping you defer and reduce your taxes. But you are limited in how much you can save each year in RRSPs. And, once the money is...

Whether your money is invested in a registered retirement savings plan (RRSP) or a registered retirement income fund (RRIF), any balance remaining will be taxed upon your death unless the RRSP or...

Permanent life insurance can provide you, your family and your professional corporation with a wide range of benefits. One of these benefits is the cash value that can accumulate over time without...

When you apply for various types of insurance, insurance companies often request medical examinations to help them assess your current health and determine your insurability. Abnormal findings can...

Changes are coming to the rules governing life insurance policies in Canada—and they may affect you. The federal government has passed legislation that will alter how life insurance is taxed for...