Insurance strategies to build, protect and share wealth.

  • What are the three types of insurance for homeowners?

    What are the three types of insurance for homeowners?

    Understand the difference between homeowner insurance, mortgage loan insurance and creditor insurance.

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  • The dos and don’ts of financial planning for locums

    The dos and don’ts of financial planning for locums

    Financial advice for locum tenens: tax planning, incorporation, insurance.

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  • When your child applies for med school: A parent’s financial guide to raising a young doctor

    When your child applies for med school: A parent’s financial guide to raising a young doctor

    Tips for helping your child finance medical school, including RESPs, TFSAs, trusts, life insurance and a student line of credit.

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  • Five key findings about how Canadian physicians are preparing for retirement

    Five key findings about how Canadian physicians are preparing for retirement

    The MD Physician Retirement Readiness Study explores how Canadian physicians are thinking about and preparing for retirement.

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  • Medical students’ top concerns about disability insurance

    If you’re a medical student who has been encouraged to get disability insurance, you might be skeptical about whether you really need it.

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  • Insurance for medical residents

    As a medical resident, your ability to earn an income is one of your most valuable assets. But life can be unpredictable. In case of accident, illness or death, insurance can help protect your future

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  • Sharing the wealth: why it pays to donate private shares to charity in your estate plan

    If you are an incorporated physician, you can reduce the tax burden on your estate by donating shares from your private corporation

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  • When Disaster Strikes, Much Depends on Data

    When Disaster Strikes, Much Depends on Data

    I know for most people, insurance is one of those dreary things you have to buy, and hope to never use. But I see a vibrant industry in the midst of technological transformation—something I think...

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  • Three Essential Types of Insurance for New Physicians

    As a physician starting your career, you may have insurance needs that are higher than those of other Canadians your age. After all, your ability to earn an income is one of your most valuable...

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  • Why Life Insurance Is Essential

    What would your family do if you were to die suddenly? Would it be a burden for them to pay for your final expenses? Would they be responsible for repayment of any of your loans?  If you are the...

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  • Financial advice helped this client recover from one financial mistake, and avoid another

    Dr. E counts himself among the lucky ones. After overcoming a financial setback in his early 40s, he nearly made a colossal mistake a decade later that could still be affecting him.

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  • Why You Need Disability Insurance

    Consider the financial burden on your family if you suddenly couldn’t earn an income. Disability insurance can minimize your financial burden. Disability policies can be complex.

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  • Your Life Insurance FAQ

    Many people recognize that having life insurance  is a necessary part of their estate planning. But, life insurance can be hard to understand, so you’ll find answers to seven common questions...

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  • Use Permanent Life Insurance to Keep Your Recreational Property in Your Family

    Your recreational or second property can have significant emotional value to you and your family as a source of many fond memories. From a legal perspective, however, the government considers this...

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  • Protect and Grow Your Assets Using Participating Whole Life Insurance

    A participating whole life insurance policy helps preserve wealth and provides a tax-free death benefit to named beneficiaries. It also provides permanent life insurance protection and...

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  • Go Beyond RRSPs With Permanent Life Insurance

    Registered retirement savings plans (RRSPs) are great for helping you defer and reduce your taxes. But you are limited in how much you can save each year in RRSPs. And, once the money is...

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  • Cover Future RRSP/RRIF Taxes With Permanent Life Insurance

    Whether your money is invested in a registered retirement savings plan (RRSP) or a registered retirement income fund (RRIF), any balance remaining will be taxed upon your death unless the RRSP or...

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  • Access Cash From Your Permanent Life Insurance Policy

    Permanent life insurance can provide you, your family and your professional corporation with a wide range of benefits. One of these benefits is the cash value that can accumulate over time without...

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  • How to Prepare for Your Medical Exam to Attain Insurance

    When you apply for various types of insurance, insurance companies often request medical examinations to help them assess your current health and determine your insurability. Abnormal findings can...

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  • Big Changes Coming to Life Insurance

    Changes are coming to the rules governing life insurance policies in Canada—and they may affect you. The federal government has passed legislation that will alter how life insurance is taxed for...

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