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Part 3: Deciding how you want to invest

Do you want to make your own investment decisions? Or, would you rather hand the reins over to a specialist? Learn about the four options available.

How would you like to manage your investments? When it comes to investing, some people prefer to take a hands-on approach, while others prefer to sit back and let a specialist make the decisions. Or maybe you’d like to try a combination?

At MD, we have investing services to suit everyone:

  • MD Direct Trade is an online brokerage account that lets you make your own investment decisions.
  • MD ExO® Direct is a digital investment platform that recommends an investment portfolio based on your financial situation and goals.
  • If you want to work directly with a professional, MD Plus provides advice from an MD Advisor.

Want some help weighing your options? Talk to an MD Advisor* about the best way for you to invest.

PREVIOUS: Part 2 – Understanding different account typesNEXT: Part 4 – What makes a good investment portfolio

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Investing is easy—until it's not: The benefits of a real-life advisor What type of investor are you? Not all digital investing platforms are made equal Understanding robo-advisors

Hey there. Welcome to MD’s Investing 101 series. These short videos are designed to help investment beginners better understand the basics of investing.

After you’ve defined your financial goals, the next step is to decide how involved you would like to be in the management of your investments.

When it comes to investing, some people like to take a hands-on approach, and some are content to sit back and let an expert make the decisions. At MD, we know that everyone is different, which is why we offer a variety of ways for our clients to invest.

MD Direct Trade is an online brokerage account ideal for do-it-yourself investors. It lets you make your own investment decisions.

You use an online platform based on Canada’s top ranked online broker, Qtrade. It’s easy to use and lets you buy, sell and research your trades.

MD ExO Direct is a digital investment platform that automates the investment management process. You start with a questionnaire. Based on your financial situation and goals, MD ExO Direct will recommend an investment portfolio.

MD ExO Direct manages the day-to-day decisions, such as tactical portfolio adjustments and automatic rebalancing, so you don’t have to.

You also get online and telephone access to a dedicated advisory team whenever you need support.

If you want to work directly with a professional, MD Plus provides face-to-face advice from an MD Advisor. Through an ongoing relationship with an MD Advisor, you will benefit from personalized investment advice and comprehensive wealth management, as well as enhanced advice on more investment options to meet your financial needs.

You also have the option to delegate all investment decisions to an expert portfolio manager through MD Private Investment Counsel. Your MDPIC Portfolio Manager is dedicated to your goals and needs.

You’ll get exclusive access to advanced investment solutions as well as financial planning, insurance, estate and trust planning. Banking, borrowing and incorporation guidance are also available.

Whatever your financial goals, and whether you like to do things yourself or with an advisor, the MD Financial Suite offers a range of solutions to help you meet your goals, your way.

For more information about defining financial goals, choosing how to invest, or the MD Financial Suite, please contact an MD Advisor. He or she will be happy to answer any questions and tell you more.

* MD Advisor refers to an MD Management Limited Financial Consultant or Investment Advisor (in Quebec), or an MD Private Investment Counsel Portfolio Manager.