Retirement

  • How Canadian physicians are preparing for retirement

    How Canadian physicians are preparing for retirement

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  • Putting market volatility in perspective

    Putting market volatility in perspective

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  • Your tax return: How to claim the home accessibility credit

    Your tax return: How to claim the home accessibility credit

    The home accessibility tax credit helps make homes safer and more accessible for people with disabilities and the elderly. Claim up to $10,000 each year for a tax savings of $1,500.]

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  • When it's time to retire

    When it's time to retire

    Many physicians need a shift in mindset to transition to a new phase of lifeWhen the concept of a paid retirement gained traction in the 1800s, most people saw it as a brief period of rest and...

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  • What’s your net worth?

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  • Sharing the wealth: why it pays to donate private shares to charity in your estate plan

    If you are an incorporated physician, you can reduce the tax burden on your estate by donating shares from your private corporation

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  • When is the right time to retire?

    How One Physician is Transitioning to Retirement. Dr. C, a 62-year-old family physician, the answer may be: not yet.

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  • A Physician's financial life journeys!

    A Physician's financial life journeys!

    As you move through life, your needs change. Do you your financial goals...

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  • Maximizing RRSPs and TFSAs: Getting the Most Out of Two Powerful Tax-Advantaged Vehicles

    Both RRSPs and TFSAs offer valuable benefits. What is the difference between an RRSP and a TFSA? How do you maximize the tax-deferred growth of each? Contribution limit, tax deductible, withdrawals.

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  • What Are Your Options for Withdrawing Locked-in Funds?

    If you have pension funds from a previous employer in a registered locked-in account, what are your income options, if you’re retiring. Special provisions if you need to withdraw before retirement.

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  • What Happens to Your Pension When You Leave a Firm Before Retirement

    If you have a registered pension plan and you leave a firm before retirement, how the funds are transferred will differ from province to province and federally.

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  • Go Beyond RRSPs With Permanent Life Insurance

    Registered retirement savings plans (RRSPs) are great for helping you defer and reduce your taxes. But you are limited in how much you can save each year in RRSPs. And, once the money is...

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  • Cover Future RRSP/RRIF Taxes With Permanent Life Insurance

    Whether your money is invested in a registered retirement savings plan (RRSP) or a registered retirement income fund (RRIF), any balance remaining will be taxed upon your death unless the RRSP or...

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  • Going Part-Time: How To Make It Work For You

    If you’re a practising physician with young children at home, chances are good you feel overwhelmed, desperately trying to juggle career and family life. For some physicians, the only way to...

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  • Is the Clock Ticking Down on Your RRSP?

    Federal income tax rules require you to convert your registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF), or another income option such as an annuity, by the...

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  • Retirement savings: What’s a physician’s magic number?

    Retirement savings: What’s a physician’s magic number?

    How do you figure out how much to save for retirement? Financial consultants use a number of assumptions to generate projections in a retirement plan.

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  • RRSPs and TFSAs in Action: Case Studies at Different Life Stages

    These case studies look at how you can effectively use RRSPs and TFSAs to maximize benefits by looking at key factors such as age, career stage of physicians or specific financial goals.

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